De-Dollarization Momentum: Global Payment Systems Shift.

Alt Payment SystemsBRICS StrategyGlobal Financede-dollarization

The report examines the ongoing global trend of de-dollarization driven primarily by BRICS nations. It explores the strategic approaches to reducing dependence on the U.S. dollar through local currency trade, development of payment systems like BRICS Pay, and the introduction of CBDCs. The analysis highlights geopolitical shifts and financial innovations contributing to this change. It suggests implications for global trade, financial resilience, and policy adaptations.

Researcher

Harutyun Hambaryuchan, Ghost Research

PublishedJanuary 2026

Perspective.

PurposeTo analyze the shift away from USD dominance in global trade and finance.

AudiencePolicymakers, economists, and financial professionals.

Special EmphasisPolicy adaptation, financial innovation

57Pages of Deep Analysis

87Curated Credible Sources

2Proprietary AI Visuals

3Data Analysis Tables

$495

Harutyun Hambaryuchan

3+ Years of Experience

Sectors & Industries

Financials

Functions & Expertise

Risk & ESG

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Top Insights.

De-dollarization is a gradual shift rather than a sudden change.BRICS nations are leading the charge with new payment systems.Gold reserves are increasing as countries diversify away from USD.China's RMB and digital yuan are gaining international ground.Geopolitical tensions are accelerating de-dollarization efforts.

Key Questions Answered.

57Pages of Deep Analysis

2Proprietary AI Visuals

87Curated Credible Sources

3Data Analysis Tables

Summary.

Global de-dollarization is gaining momentum, with BRICS nations advancing local currency trade, BRICS Pay, and CBDCs. China's RMB internationalization increased cross-border transactions by 42.6% in value, while gold reserves now constitute up to 27% of global foreign exchange reserves. Russia, meanwhile, settled 90% of its trade with China in rubles and yuan.

These shifts indicate a multipolar financial ecosystem emerging, reducing dollar dominance but not replacing it entirely. Trends suggest more regional payment systems and reserve diversification, with the dollar’s reserve share potentially declining to 50% by 2030. Continued adoption of CBDCs and alternative systems could accelerate this transition.

De-Dollarization Momentum: Global Payment Systems Shift.

Perspective.

Harutyun Hambaryuchan

1What is de-dollarization?

2Who is leading the de-dollarization movement?

3Why is gold becoming important in reserves?

4How is China advancing its currency internationalization?

5What are the geopolitical impacts of de-dollarization?

Summary.